Security & regulation


Lighthouse FX Ltd is a company registered in England and Wales (Registration number 11450998). Registered address: Saxon House, 27 Duke Street, Chelmsford, CM1 1HT. Office address: Stewardship Building, 12 Steward Street, London, E1 6FQ, United Kingdom.


Lighthouse FX's strategic partners conduct its regulated activities and payment services. Partners are carefully selected for their robust internal risk management structures and adherence to the necessary FCA regulatory protocols. All client money is held in safeguarded, segregated accounts (see Chapter 10 of the FCA's Payment Service Regulations Approach Document, beginning on page 157) , ensuring complete security of funds. For more information please see below.


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- The Currency Cloud Ltd


FCA authorised and regulated:

The Currency Cloud Ltd is a company registered in England and Wales (Registration number 06323311). Authorised by the Financial Conduct Authority under the Electronic Money Regulations act of 2011 for the issuing of electronic money and the provision of payment services (FCA registration number 900199).


Segregated client accounts:

All client funds are held in FCA approved, segregated client accounts.

These safeguarded Barclays bank accounts are separated from the company's own operating accounts, ensuring total security.


Data protection:

The Currency Cloud Ltd is registered with the UK Data Protection Act, registration number Z1550331.

This protects customers from the misuse of personal data. The information is regularly reviewed to ensure that there is a sound reason for requiring the information to be retained.


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- Ebury Partners Ltd


FCA authorised and regulated:

Ebury Partners Ltd is a company registered in England and Wales (registered no. 7088713). 
Registered office: 3rd floor, 100 Victoria Street, Cardinal Place, London, SW1E 5JL. Ebury is regulated as an Authorised Electronic Money Institution by the Financial Conduct Authority (FCA reference number 900797).
The FCA requires the following standards to be met.


FCA capital adequacy:

The levels of capital requirements are based on the level of activity. The FCA reviews capital adequacy on an annual basis.


Client protection:

Client funds are held in segregated accounts, entirely separate from the company's operating accounts, so client funds are always safe.


Robust internal risk management:

Ebury have strict governance and operational processes in place to scrutinise the accuracy of each of transaction, with appropriate involvement from Directors. Compliance with governance and processes is regularly audited.


Data protection:
Ebury is registered with the ICO under the UK Data Protection Act (registration number Z209673X) Client information is never shared with third parties and all client information is held securely on remote servers. Client information, paper or electronic, is handled with due care; in line with Ebury’s internal guidelines.

 


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